Sg Finserve

SG Finserve delivered an exceptional Q4 FY26, with operating income of 334 croresCurrent reported value: 334 crores. No comparable prior figure is available in the source record. (up 96Current reported value: 96. No comparable prior figure is available in the source record.% YoY) and PAT of 128 croresCurrent reported value: 128 crores. No comparable prior figure is available in the source record. (up 58Current reported value: 58. No comparable prior figure is available in the source record.% YoY). AUM reached an all-time high of 3,936 croresCurrent 3,936 crores. Reported change: +75% YoY., growing 75% YoY, driven by supply chain financing and the new factoring business. Gross disbursements crossed 25,000 croresCurrent 25,000 crores. Reported change: N/A. for the year, reflecting strong digital capabilities. Management guided for 25-30% AUM CAGR over the medium term, with FY27 growth aspiration of 35-40%. ROA is expected to remain in the 4.5-5% range. The company maintains a nil NPA track record, supported by short-tenor invoice-backed lending and anchor-dealer tripartite agreements. Key risk: potential stress from macroeconomic slowdown or sector-specific disruptions, though management remains vigilant.