Satin Creditcare Network

Satin Creditcare delivered a standout Q4 FY26, with consolidated PAT surging 640% YoYCurrent reported value: 640% YoY. No comparable prior figure is available in the source record. to ₹330 Cr, driven by sharp credit cost reduction (FY26: 3.8%Current 3.8%. Reported change: -80bps YoY., Q4: 2.5%) and strong AUM growth of 19%Current reported value: 19%. No comparable prior figure is available in the source record. to ₹15,174 CrCurrent ₹15,174 Cr. Reported change: +19% YoY.. The microfinance sector is healing, and Satin is leading with best-in-class asset quality: standalone GNPA at 3.1%Current 3.1%. Reported change: -170bps YoY. and X-bucket collection efficiency of 99.9%Current reported value: 99.9%. No comparable prior figure is available in the source record.. Management guided standalone AUM growth of 15-20% for FY27 and credit cost of 3-3.5%, while raising the 2030 consolidated AUM target to ₹32,000 Cr (from ₹25,000 Cr). Non-MFI businesses (17%Current 17%. Reported change: +3pp YoY. of AUM) are gaining traction, with housing and MSME finance growing rapidly. Key risk: any resurgence of geopolitical or inflation-driven stress could pressure rural demand and asset quality.