Q3-FY26 · Pratul Gupta
This is not just a restructuring or reorganization. It is a strategic imperative step designed to unlock shareholder value, create business clarity and position the resulting entities for sustained long-term growth.
Religare Enterprises · tone and specificity signals across the available quarters.
Language signals
This is not just a restructuring or reorganization. It is a strategic imperative step designed to unlock shareholder value, create business clarity and position the resulting entities for sustained long-term growth.
Our retail business during the quarter grew 41% year on year on a full premium basis with continued market share gains in retail health insurance.
We are sitting on a cash of 500 crores completely unlevered. So as and when we start the business with new leadership team coming in place we are definitely looking at levering this to industry standards in next couple of years.
We are building a foundation on which we hope to build a profitable, scalable and sustainable business and remain committed to the same.
Our combined ratio will come down near 100 in two years downline. But more important, this combined ratio will come because operating leverage will be better.
We are conscious of what the shareholders want and we will apply our minds and collectively we'll keep interacting with you.