Q1-FY27 · R. Subramanya Kumar
A material reduction should happen as we've guided in Q3 onwards and we should clearly come down to the 5% handle.
RBLBANK / language trends
Read confidence between the lines.
RBL Bank · tone and specificity signals across the available quarters.
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Language signals
What changed in management language.
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Q1-FY27 · R. Subramanya Kumar
We are very confident... you would not have been let go this high cost deposit sir which is a very natural way to do it.
Q1-FY27 · JD Pay
The idea would be to go up the risk chain as in more secured, more lower-yielding but multi-product holding customer relationships and make up the spread loss as far as possible through the liabilities.
Q1-FY27 · R. Subramanya Kumar
PSL as you rightly said is a challenge in the current growth unless it is very clearly calibrated.
Q3-FY26 · Rajesh Puri
We are quite confident of where we see this resolutions improving and what is the kind of risk underwriting that has happened over the last two years. So there is reasonable predictability on what we are seeing and hopefully we'll be able to demonstrate that over the next two to three quarters.
Q3-FY26 · A. Subramanya Kumar
We will exit March with around 600 branches and by next March then year after it will be around 800 and by third year we'll be exiting from 1,000 branches. This is apart from the touch points of around 1,300 where we have an RFL which we have started leveraging.
Q3-FY26 · Rajesh Puri
I don't think we are looking at cards as a standalone product to grow materially beyond. We'll be very comfortable with a 10 to 15% growth in the book and one to one and a half lakh new card acquisition in a few months and that's a good run rate as long as we are able to bank the customer for more products.
Q4-FY26 · R. Subramanya Kumar
We crossed a total business of 2.5 lakh cr during the quarter.
Q4-FY26 · J. D. PA
We have now clear visibility that the slippages that we have is a matter of H1 at max and we should materially reduce slippages in H2.
Q4-FY26 · R. Subramanya Kumar
The incoming capital infusion from ENBD further strengthens our ability to accelerate the growth while remaining firmly focused on long-term profitability and resilience.