Credit card slippages to reduce to ~7-7.5% in H2 FY27
Management expects credit card slippage rate to decline to around 7-7.5% in the second half of FY27, with credit cost for the portfolio falling to ~5.5%.
RBLBANK / guidance tracker
Keep management guidance in view.
RBL Bank · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
growth
NIM to be flattish in Q1 FY27, improve thereafter
Net interest margin is expected to remain stable in Q1 FY27 and then improve from Q2 onwards, aided by lower cost of deposits and capital infusion.
Branch expansion target of 150-200 new branches in FY27
The bank plans to open 150-200 branches in FY27, continuing the momentum from 52 branches added in FY26.
Deposit growth to be subdued in FY27, retail deposits to grow ~25%
Overall deposit growth will be consciously lower in FY27 as the bank uses capital infusion to reduce high-cost deposits, but retail deposits will continue to grow at around 25%.