AUM growth of 35-40% in FY27
Management guided for AUM growth in the range of 35-40% for the next financial year, with potential upside depending on the environment.
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Poonawalla Fincorp · forward-looking guidance across the available source record.
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What management said would happen.
growth
Opex-to-AUM ratio to decline further by March 2027
The company expects to close the next financial year with a lower opex-to-AUM ratio than current levels, though quarterly fluctuations of 10-25bps may occur due to investment timing.
Credit cost to remain at lower baseline
Management expressed confidence that credit costs will sustain at the improved level of around 2.51% or lower, driven by better portfolio mix and collections.
Digital loan conversion rate improvement of 15%+
Three AI agents to be deployed by June 2027 are expected to improve digital loan conversion rates by over 15%.