Middle East tensions impacting MSME exports
Geopolitical developments in the Middle East could affect MSME borrowers dependent on exports, though management sees minimal direct exposure.
PAISALODIGITAL / Q4-FY26 / risks
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Paisalo Digital · Material risks, their source context, and severity in the latest available quarter.
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Material risks this quarter
medium
Co-lending regulatory delays
Co-lending with SBI is delayed due to pending bank compliance with RBI circular; management could not confirm exact timeline for second method.
Industry-wide MFI stress
Small-ticket MFI lending is under stress industry-wide, but management differentiates Paisalo's model as not MFI but income-generation loans.