Motor TP premium revision not happening
Long-awaited third-party premium revision has not occurred, while court awards continue to rise, pressuring loss ratios.
NEWINDIAASSURANCE / Q4-FY26 / risks
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New India Assurance · Material risks, their source context, and severity in the latest available quarter.
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Risk intelligence
Material risks this quarter
high
Intense competitive pricing in commercial lines
Pricing in property insurance remains highly competitive with discounts increasing, impacting growth and margins.
Elevated marine claims
Marine ICR worsened significantly due to large cargo claims and a general average claim, impacting underwriting results.