NEWINDIAASSURANCE / bear-case history

Track the concerns that keep returning.

New India Assurance · risk themes across the available quarters.

Research layer active

Bear-case history

Risks carried through the record.

Motor TP premium revision not happening

Long-awaited third-party premium revision has not occurred, while court awards continue to rise, pressuring loss ratios.

high

Intense competitive pricing in commercial lines

Pricing in property insurance remains highly competitive with discounts increasing, impacting growth and margins.

medium

Elevated marine claims

Marine ICR worsened significantly due to large cargo claims and a general average claim, impacting underwriting results.

medium