MASFINANCIAL / Q4-FY26 / risks

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MAS Financial Services · Material risks, their source context, and severity in the latest available quarter.

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PositiveQ4-FY26 · 2026-04-??Back to quarter ↗

Risk intelligence

Material risks this quarter

Inflationary pressure from crude prices

Rising crude prices could impact borrower repayment capacity, especially in logistics and transport segments, potentially reversing asset quality improvement.

medium

Slowdown in CV book growth due to cautious stance

Management is deliberately growing the CV book slower due to perceived risks in the logistics sector, which may limit overall growth if other segments underperform.

low

Potential impact of Middle East conflict on certain sectors

Management added petrol pumps, gas agencies, and chemical industries to caution list due to Middle East supply disruptions, which could affect asset quality.

medium