Bank of Maharashtra · Analyst questions, management answers, and the quality of the response where the ledger is available.
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Questions audited
11
Answered directly
91%
Numeric claims
0
Consistency
—
Question ledger
Ashok Amera · ASCON
directthe deposit guidance that we have kept is 14% which will be maintained. ... we have gone for almost 14 15,000 crores of refinance transactions ... at a blended rate of six 6 and a half% which have been quite beneficial ... I will have no element of doubt that 14% that objective is in mind will not be achieved.
Ashok Amera · ASCON
directthere is a one of 290 crores of Maharasha Grammine Bank and Vid Kungan Grammine Bank amalgamation which has resulted in this 290 crores of one-time hit and if you exclude that treasury also will be seen quarterly profit of around 115 crores 112 crores
Ashok Amera · ASCON
partialthe main elements in the retail segments ... home loans are experiencing a year-on-year growth of 28% vehicle ... has grown at 54% gold itself is growing at 56%. And we have also entered into co-ending partnerships ... where we have got good pricing for this business that has entered the bank.
Ashok Amera · ASCON
directif you look at the ratio our advanced book is increasing in terms of percentage it is 1.2%. The same was the figure last year and even one year back also we were around this range only. So there is nothing alarming that is solved in the usual course of business.
Mahuk Arjania · Nwama
directwe have done our assessments. It is very small amount around 33 lakhs is the figure ... keeping into account our contractual employees, our regular employees and that is a number which is very insignificant and needs no discussion
Mahuk Arjania · Nwama
directthe LDR in my case we are keeping a guidance of maintaining around 8384 in the present circumstances ... there is no major challenge there is no prescription from the regulator. We all know that so far no soft nudge also
Mahuk Arjania · Nwama
directwe charge 7.1 for our loan borrowers but then this rate is again not available to all. ... we are getting a yield of almost 9% around in our gold portfolio
Rohit Priyadi · Mthal Analytics
directthe yield on advances is standing at 8.95%. ... there has been 125 bips rate cut from the regulator ... around 40% 42% of portfolio is linked to the repo ... We don't have a guidance on advances. We have a guidance on NIM. We are targeting to maintain at about 3.75 and we will maintain it.
Rohit Priyadi · Mthal Analytics
partialMSME we will keep trying to grow ... we have been growing double digit high double digit I would say ... we are able to command some premium in pricing also which a customer is happily paying to the bank. 20 25 bits don't matter if their requirements are expeditiously seen and met.
Jay Praash Mundra · ICIC securities
directtotal amount for the MSME for this compensation whatever the RBI guidelines has come it is around 5,000 K okay and it is already we are started the process and it is undergoing
Jay Praash Mundra · ICIC securities
directLCR for Q3 is 116.36 ... we are keeping a internal guidance for us to maintain LCR between 115 to 120. ... net positive impact on the banks are around 3%.
Ashes Sonj · Kotek Securities
directsome more if 18 to 20% is likely to be repriced during this quarter is what is coming up.
