Q1-FY27 · Nidul Saka
We are always focusing on growth which is a profitable one where there is no compromise in the asset quality and that's medium to long term.
Bank of Maharashtra · tone and specificity signals across the available quarters.
Language signals
We are always focusing on growth which is a profitable one where there is no compromise in the asset quality and that's medium to long term.
We have stopped underwriting any segment loan, even a personal segment where the TransUnion CIBIL score is less than 681.
We would like to not change the guidance. If we are over-delivering, we are only giving confidence to you all.
We are maintaining and achieving beating our own guidance.
Our guidance to maintain CASA beyond above 50% has been achieved despite industry decline.
We have a complete basket of products that is taking care of the professionals, the HNIs, the NRIs, the business community.
We have been able to clock our highest ever quarterly profit of 1,79 crores and the 9 months net profit has exceeded 5,000 crores. It stands at 5,05 crores.
We are running a project currently in the bank. We are calling it as project C21 wherein 321 branches selected very scientifically at the pin code level. We have decided to be opened in 18 months.
We have also been mindful of the quality... no funding below CIC score of 681 and below. We have benchmarked our underwriting to TransUnion CIBIL and 681 and below there is no underwriting in any schemes in the bank.