Loan book growth of 10-12% in FY27
Management expects double-digit loan book growth in FY27, driven by 15% retail disbursement growth, new co-lending/DSA channels, and an affordable housing vertical.
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LIC Housing Finance · forward-looking guidance across the available source record.
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growth
NIM guidance of 2.5-2.7% for FY27
Net interest margin is expected to be in the range of 2.5% to 2.7% for FY27, assuming normal geopolitical conditions.
ROA target of 1.75-1.80% for FY27
Return on assets is guided at 1.75-1.80% for FY27, with a board target of 2%.
Disbursement budget of ₹73,000 Cr retail and ₹4,500 Cr project finance
The board has approved a disbursement budget of ₹73,000 crore for retail and ₹4,500 crore for project finance in FY27.