Karur Vysya Bank
Financial Services · 1 quarter tracked · source-linked performance and management context.
Latest revenue
Pending
financial record pending verification
Quarters tracked
1
source records in the directory
Delivery assessment
Unscored
No scored management commitments are present yet.
Call date
2026-04-23
latest available source date
Signal trajectory
1 actual quarterCurrent read
Unscored
No scored management commitments are present yet.
Latest source read
What changed this quarter?
Karur Vysya Bank delivered a strong Q4 FY26 with net profit of ₹2,500 crore for the full year, up 29% YoY, and quarterly PAT of ₹725 crore — both all-time highs. Full-year NIM came in at 3.97%, above the revised guidance of 3.75-3.80%, aided by a 9bps sequential reduction in cost of funds and 16bps increase in advance yields. Asset quality remained robust with GNPA at 0.75% and net NPA at 0.19%. Management guided for FY27 credit growth of 1-2% above industry, NIM of 3.75-3.80%, and ROA of 1.7-1.8%, reflecting cautious optimism amid geopolitical uncertainties. A key risk is potential margin compression from rising deposit costs and competitive pressure on lending yields, which could pressure profitability if not managed carefully.
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Signal
Positive
Revenue
Pending
Source date
2026-04-23
Across the record
Quarter history.
History modules