India Shelter Finance
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
verified financial record
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 4 tracked commitments: 0 delivered, 4 missed.
Call date
2026-05-15
latest available source date
Signal trajectory
1 actual quarterCurrent read
0/100
Across 4 tracked commitments: 0 delivered, 4 missed.
Latest source read
What changed this quarter?
India Shelter delivered a strong Q4 FY26 with AUM crossing ₹11,044 crore (up 29% YoY) and PAT of ₹138 crore (up 27% YoY). Disbursements crossed ₹1,000 crore for the first time in a quarter. Asset quality improved sharply: 30+ dpd improved 100 bps QoQ to 4%, gross stage 3 fell 29 bps to 1.2%, and net stage 3 improved to 0.9%. The company maintained spreads above 6% and guided for 25-30% AUM growth over the next 3 years, targeting ₹30,000 crore AUM by 2030. Branch expansion continues at 40-45 per year. Credit cost guidance remains 40-50 bps. Key risk: geopolitical tensions and LPG supply disruptions could pressure informal income segments, though no immediate impact seen.
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Signal
Positive
Revenue
Pending
Source date
2026-05-15
Across the record
Quarter history.
History modules