Indian Bank

Indian Bank delivered a strong Q1 FY27 with net profit of ₹3,273 croreCurrent reported value: ₹3,273 crore. No comparable prior figure is available in the source record. (+10.1Current reported value: 10.1. No comparable prior figure is available in the source record.% YoY) and operating profit of ₹5,557 croreCurrent reported value: ₹5,557 crore. No comparable prior figure is available in the source record. (+16.5% YoY). NII grew 17% YoY, driven by balanced loan growth of 13.9% and deposit growth of 13.4%, with CASA improving to 39.73%Current 39.73%. Reported change: +86bps YoY.. Asset quality improved with gross NPA down 115bps YoY to 1.86%Current 1.86%. Reported change: -115bps YoY. and credit cost falling to 0.23%Current 0.23%. Reported change: -24bps YoY.. Management maintained full-year guidance for NIM (3.15-3.25%), credit cost, and recovery of ₹4,500-5,500 crore. Key risks include potential MSME stress from tariff impacts and a 12bps credit cost headwind from ECL implementation. The bank remains watchful on geopolitical risks, having made additional provisions of ₹310 crore for West Asia exposure.