Overall AUM growth of 20-25% in FY27
Management expects consolidated AUM to grow 20-25% next fiscal, driven by gold loans and housing finance.
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IIFL Finance · forward-looking guidance across the available source record.
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Guidance tracker
What management said would happen.
growth
Housing finance book growth of 15-18% in FY27
Housing finance AUM to grow 15-18% with disbursements growing 24-25%, focusing on affordable and emerging segments.
Credit cost to decline below 2% in FY27
Credit cost expected to fall 50-60 bps from current ~2.5% to below 2% next fiscal, driven by portfolio cleanup.
ROE target of 18-20% in 2-3 years
Management aims to return to normalized ROE of 18-20% over the medium term as credit costs normalize.