Company profile / IDFCFIRSTBANK

IDFC First Bank

Financial Services · 2 quarters tracked · source-linked performance and management context.

Research layer active
PositiveCredibility 0/100Latest record q4-fy26

Latest revenue

Pending

verified financial record

Quarters tracked

2

source records in the directory

Delivery assessment

0

Across 2 tracked commitments: 0 delivered, 2 missed.

Call date

2026-04-11

latest available source date

Signal trajectory

1 actual quarter
PAT (₹ Cr)PositiveWatchNegative
1 actual records
Actual quarterly PAT (₹ Cr) trajectoryReported values plotted by quarter. Hover or focus a point for its quarter, value, and source sentiment.Q4 FY26: 331 · Positive source sentiment · 2026-04-11Q4 FY26331331
Values are taken from the available verified source records; sentiment color is a separate source-read indicator.

Current read

0/100

Across 2 tracked commitments: 0 delivered, 2 missed.

Latest source read

What changed this quarter?

Open quarter read

IDFC First Bank reported Q4 FY26 PAT of ₹319 crore, impacted by a ₹480 crore fraud provision and ₹118 crore treasury loss. Normalized PAT was ₹746 crore, up 145% YoY. Loans grew 20% YoY to ₹2.9 lakh crore, with NIM at 5.93% (full year 5.75%). Credit cost improved to 1.63% (full year 2.13%), and management guided for 1.70-1.80% in FY27. Deposits were flat QoQ due to rate cuts and the fraud incident, but April has started strong. The bank expects loan growth of ~20% and NIM stability around 5.75%. Key risk: West Asia crisis could disrupt supply chains and impact MSME asset quality.

Colored figures compare against the previous available record. Hover or focus one for the comparison.

Signal

Positive

Revenue

Pending

Source date

2026-04-11

Across the record

Quarter history.

1 source records

History modules

Follow the numbers and themes.

Revenue history PAT history Margin trend Guidance tracker Bear-case history Language trends FY26 summary