West Asia conflict impact
Escalating conflict could cloud economic outlook and affect credit demand and asset quality.
ICICIBANK / Q4-FY26 / risks
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ICICI Bank · Material risks, their source context, and severity in the latest available quarter.
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Risk intelligence
Material risks this quarter
high
Credit card book contraction
Credit card portfolio declined for second consecutive quarter, with lower revolvers impacting profitability.
Residual deposit repricing
Some deposit repricing remains, which could pressure NIMs if not offset by asset repricing.