Mortgage loan growth has picked up because repo rate stabilization gave the bank space to grow that portfolio, and the market remains competitive.
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ICICIBANK / Q4-FY26 / reality-check
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Credit card revolver rates have declined industry-wide, impacting profitability, though the business remains profitable.
No peer evidence addresses credit card revolver rates, their decline, or profitability impact; all retrieved snippets are scope-mismatched or silent on the specific claim.
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Corporate sector is strong with healthy balance sheets and significant resilience; retail credit costs are stable with unsecured delinquencies contained after regulatory action.
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Rural portfolio growth is driven by higher gold loan demand and expanded distribution machinery.
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