ICICI Bank

ICICI Bank reported a solid Q4 FY26 with PAT of ₹13,702 croreCurrent reported value: ₹13,702 crore. No comparable prior figure is available in the source record. (+8.5Current reported value: 8.5. No comparable prior figure is available in the source record.% YoY) driven by strong loan growth of 15.8% YoYCurrent 15.8% YoY. Reported change: +15.8pp YoY. and stable NIM at 4.32%Current reported value: 4.32%. No comparable prior figure is available in the source record.. Asset quality improved with net NPA at 0.33%Current 0.33%. Reported change: -6bps YoY. and credit cost at 38bps for FY26. Retail loan growth picked up, especially mortgages (+13.2% YoY) and rural (+25.6% YoY), while credit card book contracted. Management expects margins to remain rangebound and aims to grow revenues ahead of costs. Key risk: escalating West Asia conflict could impact economic outlook and credit demand.