HOUSINGANDURBANDEVELOPME / guidance tracker

Keep management guidance in view.

Housingandurbandevelopme · forward-looking guidance across the available source record.

Research layer active

Guidance tracker

What management said would happen.

Loan book target of ₹3 lakh crore by 2030

Management reiterated target to double loan book from ~₹1.5 lakh crore to ₹3 lakh crore by 2030, supported by government policies and capital infusion.

growth

Disbursement target of ₹50,000 crore for FY26

Management guided for ₹50,000 crore of disbursements in the current financial year, implying ~25% loan book growth.

revenue

Net NPA resolution by end of next financial year

Management expects to resolve most of the remaining ₹1,600 crore gross NPAs (excluding ₹800 crore under liquidation) by end of FY27.

other

Debt-to-equity ratio to be brought below 6x in 2-3 months

Management plans to issue perpetual debt instruments (Tier 1 capital) to reduce debt-to-equity from 7.28x to below 6x within 2-3 months.

other