HDB Financial Services
Other · 3 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
financial record pending verification
Quarters tracked
3
source records in the directory
Delivery assessment
0
Across 5 tracked commitments: 0 delivered, 5 missed.
Call date
2026-04-30
latest available source date
Signal trajectory
1 actual quarterCurrent read
0/100
Across 5 tracked commitments: 0 delivered, 5 missed.
Latest source read
What changed this quarter?
HDB Financial Services delivered a strong Q4 FY26, with PAT at ₹751 crore (up 16.6% QoQ) and gross NPA improving to 2.44% from 2.81% in Q3. Disbursements hit an all-time high of ₹19,922 crore, up 11.2% QoQ, driven by enterprise lending (28% QoQ growth) and gold loan (587.8% QoQ). NIM expanded to 8.23% (vs 8.09% QoQ) as management held yields and optimized borrowing costs. Asset quality improved across segments, with credit cost moderating to 2.35%. Management targets medium-term AUM growth of nominal GDP +6-7%, with disbursement momentum expected to translate into book growth. Key risk: West Asia conflict and potential supply chain disruptions could impact CV and MSME segments, though no material impact seen yet.
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Signal
Positive
Revenue
Pending
Source date
2026-04-30
Across the record
Quarter history.
History modules