Motor TP price hike delay
No TP price hike for fifth consecutive year; industry loss ratios may remain under pressure.
GODIGITGENERALINSURANCE / Q4-FY26 / risks
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Go Digit General · Material risks, their source context, and severity in the latest available quarter.
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Risk intelligence
Material risks this quarter
high
EUM regulatory compliance
Company's EUM is above peers due to business mix; regulatory action on expense management may impact growth.
Fire segment net loss ratio deterioration
Net loss ratio in fire increased due to two large claims; gross ratio stable but net impacted by reinsurance costs.