GODIGITGENERALINSURANCE / bear-case history

Track the concerns that keep returning.

Go Digit General · risk themes across the available quarters.

Research layer active

Bear-case history

Risks carried through the record.

Motor TP price hike delay

No TP price hike for fifth consecutive year; industry loss ratios may remain under pressure.

high

EUM regulatory compliance

Company's EUM is above peers due to business mix; regulatory action on expense management may impact growth.

medium

Fire segment net loss ratio deterioration

Net loss ratio in fire increased due to two large claims; gross ratio stable but net impacted by reinsurance costs.

medium