Generalinsuranceofindia
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
₹10,986.55 Cr
financial record pending verification
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 2 tracked commitments: 0 delivered, 2 missed.
Call date
2026-02-10
latest available source date
Signal trajectory
2 actual quartersCurrent read
0/100
Across 2 tracked commitments: 0 delivered, 2 missed.
Latest source read
What changed this quarter?
GIC Re reported Q3 FY26 gross premium of ₹10,986.55 crore (+10.2% YoY), but PAT plunged to ₹18.92 crore from ₹1,621.35 crore YoY, driven by elevated claims and reserve strengthening. The combined ratio improved to 105.32 from 107.83, with adjusted combined ratio at 85.08% for 9 months. Management guided for ~1% annual improvement in combined ratio and medium-term premium growth of 8-10%. Key risks include soft pricing in property segments, high combined ratios in motor (190%), cargo (282%), and health (143%), and uncertainty around obligatory cession rates. The international book recovery from rating upgrade is expected over 3-5 years. Catastrophe reserve stands at ~₹2,000 crore, with a target to build to ₹5,000 crore.
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Signal
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Revenue
₹10,986.55 Cr
Source date
2026-02-10
Across the record
Quarter history.
History modules