Five Star Business
Financial Services · 3 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
financial record pending verification
Quarters tracked
3
source records in the directory
Delivery assessment
Assessment incomplete
Across 4 tracked commitments. Delivery assessment incomplete while 1 remain unresolved or evidence-limited.
Call date
2026-04-??
latest available source date
Signal trajectory
1 actual quarterCurrent read
Assessment incomplete
Across 4 tracked commitments. Delivery assessment incomplete while 1 remain unresolved or evidence-limited.
Latest source read
What changed this quarter?
Five Star Business Finance reported a challenging FY26 with asset quality headwinds from MFI/unsecured loan stress spilling into secured small-ticket loans. However, Q4 FY26 showed strong recovery: unique customer collection efficiency hit 98.1%, X-bucket collections at 99.3%, and slippage ratio dropped from 1.09% to 0.7% QoQ. Disbursements grew 24% sequentially to ₹1,213 crore, and full-year PAT was ₹1,099 crore (+2% YoY). Management guided for ~20% AUM growth in FY27, credit cost of 1.7-1.75% (steady state 1.5-1.6%), and ROA of 8.25-8.5%. Key risk: geopolitical/macroeconomic uncertainty could impact borrower behavior, though management sees minimal exposure.
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Signal
Positive
Revenue
Pending
Source date
2026-04-??
Across the record
Quarter history.
History modules