Microfinance portfolio stress
MFI stress is elevated, with higher slippages in Q3; management expects one more quarter of pain before improvement.
FEDERALBNK / Q3-FY25 / risks
Keep the risk register visible.
Federal Bank · Material risks, their source context, and severity in the latest available quarter.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Risk intelligence
Material risks this quarter
medium
Regulatory headwinds on gold loans
RBI's September 2024 letter on gold loan practices may disrupt growth; management expects one to two quarters of disruption.
Deposit growth constraints limiting loan growth
Analyst questioned how choosy the bank can be on deposits given competitive pressures; management acknowledged the challenge but emphasized quality over growth.