Federal Bank

Federal Bank delivered a record Q4 FY26 with net profit of ₹1,145 croreCurrent reported value: ₹1,145 crore. No comparable prior figure is available in the source record. (up ~10% QoQ), driven by strong NII growth of 14.2Current reported value: 14.2. No comparable prior figure is available in the source record.% YoY and record fee income of ₹991 croreCurrent ₹991 crore. Reported change: +24% YoY. (+24% YoY). NIM expanded 2bps QoQ to 3.20%Current reported value: 3.20%. No comparable prior figure is available in the source record., supported by a 4bps decline in cost of funds to 5.46%. CASA ratio improved 87bps QoQ to 32.94%Current 32.94%. Reported change: +87bps QoQ., with CASA balances crossing ₹1 lakh crore. Asset quality improved to decadal bests: GNPA 1.62%, NNPA 0.37%. ROA reached 1.24% (ex-one-offs), back to pre-rate-cut levels. Management guided for continued NIM expansion, 100 new branches in FY27, and maintained credit cost guidance of 50-60bps. Key risk: escalation of West Asia conflict impacting energy prices and remittance inflows.