AUM growth of 20-25% in FY27
Management reiterated guidance for overall AUM growth of 20-25% in FY27, with gold loan growth of 20-22% even if gold prices remain flat.
FEDBANKFINANCIAL / guidance tracker
Keep management guidance in view.
Fedbank Financial Services · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
growth
ROA expansion of 20-30 bps in FY27
Management expects ROA to improve by 20-30 bps from FY26 levels, driven by lower credit costs and operating leverage.
Credit cost to remain rangebound in FY27
Credit cost is expected to stay rangebound, with management toggling between opex and credit cost to achieve ROA improvement.
Gold loan yield to recover to Q2 FY26 levels by Q1 FY27
Management expects gold loan origination yields to recover by 10 bps in Q1 FY27 as seasonality effects reverse.