Fedbank Financial Services

Fedbank Financial Services delivered a strong Q4 FY26, with PAT crossing ₹100.5 croreCurrent reported value: ₹100.5 crore. No comparable prior figure is available in the source record. (up 40Current reported value: 40. No comparable prior figure is available in the source record.% YoY) and AUM reaching ₹20,153 croreCurrent reported value: ₹20,153 crore. No comparable prior figure is available in the source record. (27% YoY growth, 41% ex-BL). The gold loan book surged 76% YoYCurrent reported value: 76% YoY. No comparable prior figure is available in the source record. to ₹10,352 crCurrent ₹10,352 Cr. Reported change: +76% YoY.ore, driven by 148 new branches and 12% tonnage growth. Credit costs improved to 0.7%Current reported value: 0.7%. No comparable prior figure is available in the source record. of average total assets (vs 1.7% in FY25), while GNPA fell to 1.9%. Management guided for 20-25% AUM growth in FY27, with ROA expansion of 20-30 bps driven by operating leverage and lower credit costs. The small-ticket LAP segment remains a turnaround story, with collections infrastructure rebuilt. Key risk: geopolitical uncertainty could raise funding costs and pressure margins.