MFI/NBFC consolidation impacting collections
Slowdown in lending by MFIs and NBFCs due to NPA consolidation has reduced collections volumes, which may persist for another quarter or two.
DIGISPICETECHNOLOGIES / Q3-FY26 / risks
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Digispice Technologies · Material risks, their source context, and severity in the latest available quarter.
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Material risks this quarter
medium
Credit distribution scale-up delayed
Management indicated that scaling credit distribution may take another 2-3 quarters, implying potential delays in revenue contribution from this segment.
Subsidy flow normalization
Elevated subsidy flows in H1 FY26 boosted GTV; normalization could lead to continued muted growth in near-term transaction volumes.