Rush Seafi · Robo Capital
partialOutlook on topline growth and EBITDA margins for FY27 and FY28.
we expect that at least uh in the profitability terms we uh should be clocking uh 20% growth uh year on year in the coming uh 2 3 years what we in vis
DIGISPICE / Q4-FY26 / claim-ledger
Audit the questions that mattered.
DiGiSPICE Technologies · Analyst questions, management answers, and the quality of the response where the ledger is available.
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Questions audited
10
Answered directly
60%
Numeric claims
3
Consistency
contradicted
Question ledger
What was answered, and how?
Sisha · Swve Investments
directPlans to increase presence in southern India.
we believe that there's an opportunity for us to grow in south. ... we hope and believe that over the next 2 three years we can create a presence in the south akin to the presence we have in the north.
Sisha · Swve Investments
partialGrowth and revenue from Adikari loans, and interest rate charged.
we can see this business growing from an X factor point of view like we are hoping that this business can grow 2 to 3x every year. ... the interest rate uh is uh almost 32 to 36% uh that uh we charge
Sisha · Swve Investments
evasiveImpact of macroeconomic uncertainties on financials.
it will be wrong to say that there will not be an impact. We just have to wait and watch uh what that impact will be.
Individual Investor · Research desk
directReason for subdued Q3 and Q4 revenue vs H1; is it a trend?
our main product is APS and ... what we saw in H1 compared to H2 last year is seasonality with respect to subsidy cycles.
Individual Investor · Research desk
partialHow UPI cash point works and market opportunity size.
we are seeing our business grow month on month ... this month ... already tracking close to 100 crores of cash withdrawal ... which is like a 3x compared to last month
Individual Investor · Research desk
directLicense requirements and regulatory hurdles for UPI cash point.
it is a partnership with the bank uh under the business correspondent uh framework of the regulator.
Rahul Luja · Finwell
evasiveTarget for banking outlet expansion in next financial year.
we are waiting for these business correspondent banking outlet guidelines to be a little cleared. ... we have an opportunity to roll out a significant coverage once the guidelines are clear
Rahul Luja · Finwell
directInitiatives to improve customer activity levels.
we are in the process of launching our own customer app ... creating a proper CRN program ... to help our agents engage with customers
Rahul Luja · Finwell
partialReason for sharp deterioration in EBITDA and gross margins QoQ.
quarter four uh we have a gross margin of 48.6 crores which is a 3 crores uh down from the previous quarter. ... there was a some one-time adjustment in the previous quarters ... so it's a one time per year and closer sometime adjustments are there