Dar Credit & · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
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Questions audited
12
Answered directly
88%
Numeric claims
0
Consistency
—
Question ledger
Push · P3 Wealth Management LLP
directour minimum requirement is 15%. Uh but where we are standing at around 43%. So uh it's uh it's we are very capitalized per se so not uh anything planned in the near future for fundraising.
Rahul Kotari · Grit Equities
partialFY27 we are expecting uh uh this year uh this FQ4 we are expecting that our AM will be closed around to 30 to 35... our projected scheme will be that our balance sheet uh asset will cross 300 cr plus... we have fairly capitalized... we had a big headroom for the new borrowings.
Rahul Kotari · Grit Equities
evasivewe are already in the length of in the good length because we are in the good track of achieving that in the in the current year and hope we expect to see achieve in the FI27 also
Jetani · STSC Securities
directthe two products will be the uh our our prime focus. First of all the our niche product that is the personal loan to the municipal employee and next one is secured... loan to municipal employees around 76.5 crores which at present now 82.5 cr... secured micro lab which has also got a good growth... in FY25 it was around 30 crores and as now it was around 50 crores.
Jetani · STSC Securities
directdriver for this secure growth is we uh we already planned our uh we aligned our branches... we hired people with uh the qualities who can sell this product... we isolated or you can say we segregated our employees into secured and unsecured part
Jetani · STSC Securities
directcustomer acquisition trend is uh for unsecured it is not uh that high growth rate but for secured part it's good... for unsecured we had starting it from 10,000 to two lakhs and max next three lakhs... for secured it starts from 50,000 and it uh go up to 5 lakhs
Jetani · STSC Securities
directthe reason for the decrease in the overall cost of waring is the is the introduction of the entities... we have come out recently with two entities of around 20 cr up to December which of which the coupon rate was around 12 to 12.5%.
Jetani · STSC Securities
directthe segments we are operating and the borrowers we are catering are not that uh that sort of micro finance per say borrowers who are really really in the in trouble for repaying the loans... our borrower segment is basically the established established small business shop
Jetani · STSC Securities
directthe risk associated with this sort of followers got mitigated for this type of sentence to their attachment to their property... in secured loans the risk profiling is low very low so that in comparison to the unsecured part.
Jetani · STSC Securities
directoptimal product mix will be your secured loan will be the higher say almost 40 to 40 almost 35 to 40% will be the secured and your unsecured will be around 30 and balance remaining will be the personal loan will be 35.
Sedat Shukla · Individual Investor
directwe designed it in such a manner that we will start those segments who are just graduated from micro finance level but not to the bankable level... their income level annual income level has crossed the three lakhs but it's not that much incremental which the banking sector is welcome them
Gautam Mata · Individual Investor
directwe are seeing a dropouts of around uh 40% uh in our cases... So basically you can say the 40% is the repeat and the 60% is the new acquisition.
