CSB Bank
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
financial record pending verification
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 2 tracked commitments: 0 delivered, 2 missed.
Call date
2026-04-??
latest available source date
Signal trajectory
2 actual quartersCurrent read
0/100
Across 2 tracked commitments: 0 delivered, 2 missed.
Latest source read
What changed this quarter?
CSB Bank delivered a strong Q4 FY26 with net profit of ₹202 crore (up 32% QoQ) and full-year PAT of ₹633 crore (+7% YoY). Operating profit grew 19% YoY to ₹1,085 crore, driven by robust NII growth of 25% YoY in Q4 and 17% for the full year. Asset quality improved sharply with GNPA at 1.66% and NNPA at 0.4%, the lowest in four quarters, aided by better slippage control and recoveries. The bank continued to outpace industry growth with deposits up 20% YoY and advances up 27% YoY. Management expressed confidence in sustaining 25% loan growth and maintaining RoA around 1.5% and RoE near 15% in FY27. Key risk: elevated cost-to-income ratio (62.5%) may persist until FY28 as technology investments and retail franchise build take time to yield operating leverage.
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Signal
Positive
Revenue
Pending
Source date
2026-04-??
Across the record
Quarter history.
History modules