CRAMC / Q3-FY26 / claim-ledger

Audit the questions that mattered.

Canara Robeco Asset Management Company · Analyst questions, management answers, and the quality of the response where the ledger is available.

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WatchQ3-FY26 · 2026-01-20Back to quarter ↗

Questions audited

Answered directly

67%

Numeric claims

Consistency

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Question ledger

What was answered, and how?

Sukrit D. Patel · Eyesight Private Limited

partial

How will product mix, distribution, and digital initiatives evolve over 2-3 years?

mutual fund space is the prime area... we will continue to focus on mutual funds... we generally do one or two products a year... we are also supporting the distributors by opening more branches... about five new branches per year.

Sukrit D. Patel · Eyesight Private Limited

partial

How will margins be protected amid regulatory and cost pressures?

cost to income ratio should be somewhere between uh you know uh around 40 or hovering around the 40 mark uh is where we are comfortable at.

Radish (from Nian Capital) · Nian Capital

partial

Why did folios and SIP accounts fall quarter-on-quarter?

people are discontinuing slips a lot more uh and I guess it's got to do with the volatility in the markets... on the digital side... there seems to be an increasing tendency to cancel that SIP... it's an industry trend.

Radish (from Nian Capital) · Nian Capital

direct

What caused the spike in employee benefit expense and one-time ESOP expense?

employee expenses hit because of two things. One is new labor codes... the one-time impact of the new labor codes... the second one is on account of uh employee benefit which we have given one time for the purpose of IP

Sake Meherodra · Tusk Investments

direct

What is the equity market share as a percentage of total equity AUM?

just off the cuff, it's about 2.4%.

Ankit Dharamshi · R&M Capital Trust

partial

Status of the two new NFOs and probability of launch in Q4?

we are in the process of the regulatory approvals... quite close to launching one... over the next two to three months we will have an NFO... there is a strong probability it can happen but it also depends on approvals.

Ankit Dharamshi · R&M Capital Trust

partial

Confidence in achieving 20% AUM growth target despite muted year?

we do expect that to settle over the next one year and we very confident of our maintaining our growth of the indicated number... going forward.

Ankit Dharamshi · R&M Capital Trust

partial

What is the steady-state opex guidance and cost-to-income target?

cost to income ratio around the 40 mark is something we are comfortable with... we will calibrate cost accordingly.

Sakit Meherotra · Tusk Investments

direct

What is the dividend payout policy going forward?

something between the range of 40 to 50% of of our PAT is what we're looking at uh over the next couple of years and then we will move it upwards.

Sakit Meherotra · Tusk Investments

partial

What are the top priorities to maintain and gain market share?

consistent investment performance... product range... expand branch footprint... distribution tie-ups... invest in research capabilities.

Pra Jen · Motil Oswal Financial Services Limited

partial

Why did other expenses jump 45% and outlook for FY27?

technology expenses, the compliance expenses and other regulatory expenses which has been moved up... we will be in line with our profitability growth and we have factored in all those expenses.

Pra Jen · Motil Oswal Financial Services Limited

direct

What are the equity and debt yields and reason for sequential increase?

equity yields in the region of about 35 to 36 basis points... fixed income yields are around 26 28 to 29 basis points... overall yields are in the region of 33 to 34 basis points... rationalization of commissions that has been taken in this quarter.