Cholamandalam Investment and

Cholamandalam reported a strong Q4 FY26 with aggregate disbursements of 32,913 croreCurrent 32,913 crore. Reported change: +25% YoY., up 25% YoYCurrent reported value: 25% YoY. No comparable prior figure is available in the source record., and AUM reaching ₹2,46,630 croreCurrent ₹2,46,630 crore. Reported change: +21% YoY. (+21% YoY). Vehicle finance disbursements grew 36% YoYCurrent reported value: 36% YoY. No comparable prior figure is available in the source record., while MSME and consumer segments posted 11% and 45% growth respectively. NIMs improved 40 bps YoY, and pre-overlay ROA stood at 4.1%Current reported value: 4.1%. No comparable prior figure is available in the source record. (vs 3.6% last year). Management guided for FY27 AUM growth of 20-23%, net credit cost improving to 1.5%Current reported value: 1.5%. No comparable prior figure is available in the source record. (from 1.6%), and pre-tax ROA of 3.5%Current reported value: 3.5%. No comparable prior figure is available in the source record.. A precautionary management overlay of ₹200 crore was taken against global uncertainties. Key risks include potential second-order effects from crude price volatility and supply disruptions, though management sees no deterioration in ground-level demand or asset quality as of April.