Sha · Money Wish
directReason for 23% decline in wealth product AUM
there is an decline in overall AUM. However, there is a growth of 35% in the equity MF AUM. the decline is largely driven by redemptions in the debt mutual funds
CHOICEINTERNATIONAL / Q4-FY26 / claim-ledger
Audit the questions that mattered.
Choice International · Analyst questions, management answers, and the quality of the response where the ledger is available.
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Questions audited
11
Answered directly
82%
Numeric claims
2
Consistency
mixed
Question ledger
What was answered, and how?
Sha · Money Wish
partialComfort with provision coverage ratio and NPA increase
provision coverage ratio is driven by an established market practice of ECL expected credit loss as per the accounting standards. ... you can see a growth in the overall YI numbers. However, during the year there had we had seen certain rise in the NB numbers which has come down in Q4 FY26.
Sha · Money Wish
directDecline in corporate insurance business
overall there has been a growth in the insurance premium uh and larger contribution has come from retail insuranceances rather than uh the corporate insuranceances. ... During the last year, we had got uh you know uh insurance premium from certain government contracts.
Sha · Money Wish
partialStructure and timeline for Assam Industrial Green Growth Fund mandate
government of Assam has mandated choice capital advisor private limited to assist them in setting up the AF and then doing the road shows for the fundraising for the AI if as well. So our role is to assist the government
Shwata Sharma · Aryan Capital
directKey levers to expand net margin over next 2-3 years
the larger use of tech is going to play a role as we achieve the higher scales our fixed costs are not going to increase. ... the profit has grown by 46%. ... So that will continue to expand as we leverage on the technology and the fixed cost remain stable.
Shwata Sharma · Aryan Capital
directProjected customer acquisition cost for Optimo and IPPB partnerships
their existing customer base will be we will be providing the services to their existing customer base thereby making our customer acquisition negligible or at a very low levels
Shwata Sharma · Aryan Capital
partialCompetition in yields and GNPA/NNPA trend in acquired Pasabi portfolio
the acquired portfolio is also behaving in line with our portfolio. ... we don't see a differentiated performance in the portfolio acquired from
Suraj Shindai · Yes Securities
directMedium-term growth guidance across revenue and profitability
we have been constantly communicating as well as projecting internally to maintain a growth rate of around 30% on year-on-year basis across revenues and profitability.
Suraj Shindai · Yes Securities
partialPlans to convert dormant demat holders into active traders and target activation ratio
these are classified into investors, traders and somewhat followers. ... for each category a different set of actions are taken to activate the government ... The largest push for activation is through our digital channels
Suraj Shindai · Yes Securities
directPercentage of revenue from digital channels and evolution
It's around 70% is coming from digital channels. When I say digital channels, these are trades executed by the on the platform.
Shrii Sharma · Family Office
partialNear-term AUM target for AMC segment and cost structure
for one year target in the AMC business we are expecting 1,000 crores to be the AUM at the close of 527.
Rohan Meta · Individual Investor
directAverage SIP ticket size and unit economics for India Post Payments Bank partnership
On a realistic target, we are expecting it will remain somewhere between 2,000 to 2,500 rupees per customer per month.