Central Bank of India · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Questions audited
12
Answered directly
79%
Numeric claims
1
Consistency
consistent
Question ledger
Ashok Ajmehira · HCOM
partialI want to assure you in credit side also we have these are not just numbers... we started outreach program... we got very good business leads... I am sure that the target of 1 lakh 13,000 cr plus credit book we are going to achieve... resources side also we don't have any big challenge... we are expecting 20,000 crores through this campaign in Kasa.
Ashok Ajmehira · HCOM
direct375 crores we have provided for ECL transition... 150 crores proactively we have provided for the permanent use of the employees... these are the two major reasons... provision wise because the credit slippage ratio has been contained that is why the credit cost also has been contained.
Ashok Ajmehira · HCOM
directThere also we have proactively provided 150 crores additional that is labor code... the impact of the labor code on the on the new labor code on the on the gra is yet to come... we do not foresee any sizable or any impact at all.
Nishita · Sapphire Capital
directQ4 madam... expected recovery and upgradation and recovery technical write off it is 94 cr total recovery and upgradation expected in Q4 is 904 cr.
Nishita · Sapphire Capital
directit may take time actually I can't assure by March 26 because there is pressure on margin... it may another two years to three years it would take to take it below 56%... we are at 57.8% right now... maybe 50 to 100 bps every year like that we will be able to bring down the cost to income ratio by less than 50 it will take three minimum three years.
Ishan Gupta · Choice Institutional Equities
directIt is broad-based actually... corporate side growth year-on-year growth is 23%... we have given sanctions from head office... it is not limited to any few players or any entities.
Ishan Gupta · Choice Institutional Equities
partialretail we have grown by 20 21%... agriculture also we have grown by 15%... MSME we have grown by 16%... we have initiated steps... identified 225 MSME intensive branches... designed cluster specific products... I am sure that our growth in MSME sector would be better in this quarter four.
Ishan Gupta · Choice Institutional Equities
evasiveKasa we have grown by 8 43% 45%... Kasa ratio also we have improved from previous quarter 47.13% is there previous quarter it was 46.89%... we have launched the AA campaign... we are sure that we will not only maintain but improve our kasa ratio in Q4.
Ishan Gupta · Choice Institutional Equities
directwe expect that by June 2026 the transmission should happen... our cost of deposit should further come down to around 4.65 4.70 kind of a range... it can be in the range of 4.5 4.55.
Wun · Share India Securities
partial150 crores proactively we have provided for the permanent use of the employees... credit cost our guidance for slippage ratio is less than 0.35% every quarter... it is within the range of the market guidance that we have given.
Ash · KC Securities
directwe are borrowing against those securities at around 5 5.15 5.20 types and those funds we are utilizing towards funding... that is why you see our CD ratio has gone up to 72%.
Ash · KC Securities
directthe major recovery has happened in some accounts. The highest being in B airlines with 515 crores. Thereafter we have received 90.79 crores in one account called ALM industries... recovery in accounts above 1 cr is 890.56 crores.
