CAPRIGLOBALCAPITAL / Q4-FY26 / claim-ledger

Audit the questions that mattered.

Capri Global Capital · Analyst questions, management answers, and the quality of the response where the ledger is available.

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PositiveQ4-FY26 · 2026-04-30Back to quarter ↗

Questions audited

12

Answered directly

92%

Numeric claims

1

Consistency

contradicted

Question ledger

What was answered, and how?

Ishan Gupta · Choice Institutional Equities

direct

Target gold loan mix and branch addition plans

gold loan mix can be reach about 50%... next two years we would like to add about 700 to 800 branches including gold loan... this year we should be able to add about 350 branches in gold loan alone

Ishan Gupta · Choice Institutional Equities

evasive

Sustainable yield for gold loan and blended yield

we lower the yield but we are able to do downell through the co-lending route... overall profitability and contribution per branch while the yield has gone down that is compensated by much higher volume growth

Ishan Gupta · Choice Institutional Equities

direct

Target co-lending mix in gold loan

a company between the DA and co-lending it will remain in the range of 20% is the target... 20% overall will remain in the co-lending in DA across mix of all MSME gold and housing

Ishan Gupta · Choice Institutional Equities

direct

Further reduction in cost of funds and guidance

we should be able to do about 10 to 20 basis this year... for the year 9% conservatively you can consider 9%... if the credit rating happens in next 6 to 9 months... further cost of fund will go down by another 20 basis

Ishan Gupta · Choice Institutional Equities

direct

Sustainable credit cost guidance

sustainable our credit cost will remain by and large in the range of 7... we have taken about 16 cr rupees additional management overlay... barring that if you look at our asset quality it has been best in the quarter

Sidesh · PL Capital

direct

Strategy for car loan entity and profit target

car loan is a completely distribution business... next year we will be able to see that about 20 cr rupees of profit is able to deliver by the car loan entity alone... target is the next four five year this 20 cr has become to significant amount of 60 70 cr rupees

Sidesh · PL Capital

direct

AUM mix and RoA/RoE guidance for FY27

gold will become about close to 50% and rest of the three segment... will range between 16 to 18% each... our guidance for the FY27 our aim will be to achieve a RO about 4% and ROE not less than 16%

Harpik Dhra · Chromo Credit Advisor

direct

Growth expectations for non-gold verticals

MSME will grow in the range about 20-25%, construction finance will also grow in the range about 25 to 30% and housing will also grow in the 25 to 30%

Suani Singh · SA Capital

direct

Origination growth trend in car loan segment

we have seen about 18% growth. We expect our car loan will continue to grow in the range of 12 to 15% year on year

Prince Chri · Prince World

direct

Impact of RBI co-lending guidelines on growth

RBI guideline... technology integration will take some time... we expect the company to resume at the full volume with the co-lending partners in the quarter of July to September

Samia · Nirva Capital

direct

Rationale for entering capital market and fee income contribution

it will contribute to the fee income as well as also to reducing our negative carry... target income in the range about 40 to 50 cr rupees gross level at net level it will be in the range about 20 to 25 cr rupees

Kushal · Individual Investor

direct

PAT guidance for FY27

we have given the PAT guidance of next year FY27 about 1,300 cr