Q4-FY26 · Manish Chan
We are targeting ROA of 1.35 to 1.4 in FY27 and we are targeting ROA of 1.6% plus in FY29.
CAPITALSMALLFINANCEBANK / language trends
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Capital Small Finance · tone and specificity signals across the available quarters.
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Language signals
What changed in management language.
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Q4-FY26 · Manish Chan
We intend to organically grow our secured loan book at the rate of 22% plus for FY27 and further accelerating the growth to achieve an advanced book of over 16,000 cr by FY29.
Q4-FY26 · Manish Chan
We are not in a co-lending but we are in a business correspondent lending model... the credit risk is going to be with the originator.