Loan growth of 22%+ for FY27
Management expects organic secured loan book growth of 22%+ in FY27, with a target of ₹16,000 cr advances by FY29.
CAPITALSMALLFINANCEBANK / guidance tracker
Keep management guidance in view.
Capital Small Finance · forward-looking guidance across the available source record.
Research layer active
Guidance tracker
What management said would happen.
growth
ROA target of 1.35-1.4% for FY27
Return on assets expected to improve to 1.35-1.4% in FY27, driven by NIM expansion and cost optimization.
Branch expansion to 235 by FY27 end
Bank plans to add 24 branches in FY27, reaching 235 branches, with a target of 300+ by FY29.
Credit cost guidance of 0.15-0.25% for FY27
Management expects credit cost to remain in the 0.15-0.25% range for FY27, with a downward bias.