Can Fin Homes · Analyst questions, management answers, and the quality of the response where the ledger is available.
ConCallIQ research layer
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Questions audited
12
Answered directly
83%
Numeric claims
0
Consistency
—
Question ledger
Siddhant · Research desk
partialwe have already implemented on the infrastructure side and also on the security aspect... the main component which is the LOS and LMS which is yet to be implemented in Q1 of this year... higher amount of benefit will start coming in at that point in time
Siddhant · Research desk
directI would probably assume so because... our BT outs in Q4 have marginally increased... it has almost 380 has been just 400 crores for us... I would therefore assume that that would be there because we passed on the entire benefit.
Siddhant · Research desk
directtoday almost 85% plus is on quarterly reset... on the liability side about 62%... linked to repo rate... on the asset side since 85% is quarterly there will be about maximum one quarter delay might be there.
Nepur Kena · Research desk
partialit was a conscious effort to have a increase in our non-housing... we had to focus more on lap particularly in Karnataka... going forward I think we will be focusing... we will see a higher increase in this current financial year
Pravin Kumar · Research desk
directnew branch expansion... sales team... we are looking at 28 branches to be opened... sales team this year we are looking at increasing it from about 80-90 to about 150 people.
Pravin Kumar · Research desk
directwe have to acknowledge that we have had a slightly higher prepayments and so therefore we have slightly marginally looked at it... we have projected for 7,000 cr prepayments BT outs and closures
Pravin Kumar · Research desk
directwe had this issues in Telangana and Karnataka which now are getting resolved... we are targeting three branches in Karnataka and about two branches in Telangana this year out of the 28
Pravin Kumar · Research desk
directit is only a impact of the amortization and it is impacted both in the income as well as on the expense side... it is nothing to do with that the absolute outflow of the DSC expenses has not gone down.
Subranchu Mishra · Research desk
directwe are targeting an almost similar 25% growth across all the zones... Karnataka about 275 cr per month, north and west 150-160 cr each, Tamil Nadu 180-200 cr, Telangana 110-120 cr, east zone close to 100 cr a month.
Subranchu Mishra · Research desk
directemployee cost will probably go up by about 10-12%... other cost which is 134 cr will probably go up to about 175 to 180 crores... credit cost per se... we are projecting for 15 basis points I am quite confident it'll be well below that
Henry Pushutam · Research desk
partialour present borrowing cost is 6.99... on the liability side there is some small book of NHB where we are yet to get benefit... on the asset side to slightly improve if we continue with a little increased SEN and a little more non-housing portfolio.
Abijit Tar · Research desk
partialto some extent there is a seasonality... we don't see any major impact in our demand side... there is a definite slowdown in the affordable segment... in the segment that we are catering to I think we at least are not seeing any major change or slowdown.
