Gold loan fraud incidents
Recent media reports of gold loan fraud; management has checks but one-off incidents may occur.
CANBK / Q4-FY26 / risks
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Canara Bank · Material risks, their source context, and severity in the latest available quarter.
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Risk intelligence
Material risks this quarter
medium
MSME slippage concentration
Out of total slippage of INR 2,771 crore, INR 1,333 crore came from MSME, indicating stress in that segment.
ECL implementation uncertainty
Exact run-rate impact of ECL on credit cost not yet quantified; system implementation only by September.
CASA growth weakness
Current account growth was sharply negative due to loss of four large accounts, impacting low-cost deposit base.