CANBK / Q2-FY26 / claim-ledger

Audit the questions that mattered.

Canara Bank · Analyst questions, management answers, and the quality of the response where the ledger is available.

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PositiveQ2-FY26 · 2025-10-31Back to quarter ↗

Questions audited

12

Answered directly

83%

Numeric claims

1

Consistency

consistent

Question ledger

What was answered, and how?

Mahrukh · Research desk

partial

Outlook on margins and CASA growth

So one more quarter, it may continue to be stable, madam. Thereafter, you can say there is some improvement may happen.

Mahrukh · Research desk

direct

Impact of new ECL guidelines on credit cost

I don't think that it will have impact so much on that credit cost, madam. ... It will be well within less than 1% only.

Mahrukh · Research desk

direct

Growth outlook and green shoots

Just two days back, our board meeting, the Credit Sanction Committee has cleared INR 26,000 crore worth of loans only in one meeting. That gives you an idea that how the proposals are there in our bank.

Ashok Ajmera · Research desk

partial

CASA strategy and NIM decline

We expect that the same current level in absolute numbers... Next quarter also, we see the same. Maybe little bit improvement on the same level will be there. There won't be any further dip in those areas.

Anand Dama · Research desk

direct

One-off gains from stake sale and PSLC fees

We got benefit of almost INR 2,000 crores. ... The entire amount will be booked in this current quarter. ... we have a surplus of almost INR 25,000 crores, which we can sell in the market.

Anand Dama · Research desk

declined

Possibility of private banker as MD & CEO

No, it's beyond my level to comment on those things because already notification has come. ... FSIB will take a call who is the suitable candidate.

Mona Khetan · Research desk

direct

Reason for sharp growth in current account balances

Current account is we have some institutional deposits. Quite often we get the money, it goes out of that. ... So it's not that an unexpected thing something has happened.

Bhavik Shah · Research desk

direct

One-off items in margin and interest on written-off accounts

No, last quarter one-off the margin is PSLC only. Except that nothing is there. ... Approximately INR 450 crores, sir.

Ashlesh Sonje · Research desk

direct

Interest on income tax refund and recoveries from written-off accounts

Sir, it is again around INR 400 crores, sir. ... we are confident that we can recover approximately INR 5,000 crores.

Sushil Choksey · Research desk

direct

Pool of technical write-off assets and M&A financing strategy

71,000 crores, sir. ... We are also eagerly waiting. We are building that capabilities in the bank, sir.

Dixit Joshi · Research desk

direct

SMA percentage and use of stake sale proceeds for buffer provisions

SMA 0, 1, and 2. All the together is less than 3%, sir. ... we are creating that buffer now itself.

Ramanuj · Research desk

direct

Impact of RBI gold loan regulation changes on business

No, actually that they are very proactive for doing the much better business in the gold loan, sir. ... Our gold loan portfolio is, as on date, it has crossed INR 211,000 crores, sir.