Pressure on NIM from rising deposit costs
Management acknowledged stress on margins due to higher interest expenses on deposits, which could persist if liquidity remains tight.
CANBK / Q1-FY24 / risks
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Canara Bank · Material risks, their source context, and severity in the latest available quarter.
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Material risks this quarter
medium
PSLC income decline in subsequent quarters
Analyst raised concern that PSLC income, which contributed significantly in Q1, will taper off in later quarters, impacting profitability.
Slippages from MSME and agri segments
Slippages in Q1 were concentrated in MSME (₹1,380 crore) and agriculture (₹800 crore), with SMA book elevated due to seasonal factors.