Q1-FY24 · S. K. Majumdar
We are very, very much particular about the consistency in our growth, and that consistency will reflect in all our key parameters in quarter-on-quarter.
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Canara Bank · tone and specificity signals across the available quarters.
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Q1-FY24 · S. K. Majumdar
We are confident that we can manage our NIM at 3% and little above the 3%.
Q1-FY24 · S. K. Majumdar
We say less, but we do more.
Q1-FY25 · K. Satyanarayana Raju
First time in the history of the Canara Bank, our common equity- Tier one, that is CET1, has crossed 12% and stood at 12.05% with a 55 basis points year-on-year improvement.
Q1-FY25 · K. Satyanarayana Raju
Our main thrust area is consistency. There should not be any majors in your performance, whether it is a bottom line or the top line.
Q1-FY25 · K. Satyanarayana Raju
We are very much price conscious, so we look forward for that. Whenever we get a better opportunity, better pricing, then we will go to the market and raise that.
Q1-FY26 · Satyanarayana Raju
Our RAM sector has reached 58% of our asset book. The reason behind this is our RAM credit is growing almost near to 15% as against our corporate book of growth of 10%.
Q1-FY26 · Satyanarayana Raju
Overall, I feel that our NIM may not go below 2.5%, but we will be able to maintain that around the 2.5% for this current quarter.
Q1-FY26 · Satyanarayana Raju
100% there is no chance of slipping to NPA, sir. It is not even 99%, I am telling you, 100%. After observing the six quarters, I am telling you this.
Q2-FY24 · K. Satyanarayana Raju
Our provisioning will be always in aggressive side.
Q2-FY24 · K. Satyanarayana Raju
We are the first banker who made it interoperable so that the other person need not have a wallet of CBDC.
Q2-FY24 · K. Satyanarayana Raju
If the current scenario continues with a high interest rate and the same liquidity issue is there in the next two quarters, we may land up at 2.9.
Q2-FY25 · K Satyanarayana Raju
Our net profit has increased at 11.31% year on year, and first time it has crossed a quarterly net profit of 4,000 crore, stood at 4,014 crore.
Q2-FY25 · K Satyanarayana Raju
Our gross NPA has come down below 4%. That is, June quarter, it was 4.14%. Now it has come down to 3.73%, with a year-on-year decline of 103 basis points.
Q2-FY25 · K Satyanarayana Raju
Under the present conditions of tough, high rate of interest for deposits, the cost of deposits. Controlling the cost of deposit is little tough for the bankers. Under such circumstances, expecting a crossing of the NIM for 3% in the near quarters, one, two quarters, may. It may not be possible.
Q2-FY26 · Satyanarayana Raju
Our global business has year-on-year growth as recorded at 13.55% and stood at INR 2,678,963.
Q2-FY26 · Satyanarayana Raju
We are confident that we can recover approximately INR 5,000 crores from written-off accounts every year.
Q2-FY26 · Satyanarayana Raju
Our digital journey only has brought this glory to this bank. Last three years, four years, whatever we have spent, that has started giving the results.
Q3-FY24 · K. Satyanarayana Raju
First time we have crossed a five-digit figure. The net profit, last year net profit was INR 10,604 crore. In the first, this current financial year, in the first three quarters itself, nine months, we could surpass that last entire year's the net profit of 10,000.
Q3-FY24 · K. Satyanarayana Raju
First time, our credit cost has gone below 1%. Now, our credit cost is at 0.97%, with a year-on-year decline of 24 basis points.
Q3-FY24 · K. Satyanarayana Raju
We don't want to grow a balance sheet at the cost of bottom line.
Q3-FY25 · Hardeep Singh Ahluwalia
Our PCR has reached an all-time high of 91.26% with a year-on-year improvement of 225 basis points.
Q3-FY25 · K Satyanarayana Raju
Our net NPA has reached to the all-time low in the history of the Canara Bank to a 0.89%, with a year-on-year decline of 43 basis points.
Q3-FY25 · K Satyanarayana Raju
We have proved that we are consistent in our performance in all the key parameters.
Q3-FY26 · Hardeep Singh Ahluwalia
Our slippage ratio is 0.64%, which is the industry best, if you can compare with our peers.
Q3-FY26 · Hardeep Singh Ahluwalia
We don't see any reason that this growth will not continue. It will continue in the last quarter also.
Q3-FY26 · Hardeep Singh Ahluwalia
Our NIM will be in the range of 2.45%-2.50%.
Q4-FY24 · Satyanarayana Raju Kalidindi
We don't want to grow at the top line at the cost of bottom line.
Q4-FY24 · Satyanarayana Raju Kalidindi
Our main thing is consistency. That consistency will continue. We will not see any knee-jerks in our balance sheet in the coming quarters too.
Q4-FY24 · Debashish Mukherjee
This change in accounting has given our CET1 a boost of 21 basis point which is a very big amount, about INR 1,400 crore.
Q4-FY25 · K Satyanarayana Raju
Our PCR has improved to 92.70% with a year on year improvement of 360 basis points. It's the highest in the history of the Canara Bank.
Q4-FY25 · K Satyanarayana Raju
We want to ensure that our PCR should touch either 95% or cross the 95%. That's the approach we have taken two years back also.
Q4-FY25 · K Satyanarayana Raju
Our target is our PCR should be above 95%. So that any shocks, anything is, we will be easily absorbing that.
Q4-FY26 · Hardeep Singh Ahluwalia
Our NIM improved 9 basis points. If you compare our peer banks, our NIM has improved, our net interest income has improved.
Q4-FY26 · Hardeep Singh Ahluwalia
We are very conscious on pricing on bulk deposits and CD. We work on the blended model only, and we are very conscious what is the rate of inflow and what is the rate of outgo.
Q4-FY26 · Hardeep Singh Ahluwalia
Our SMA is best in the industry. It is only 2.75%.