BANKOFMAHARASHTRA / Q4-FY26 / promises

Measure what management said.

Bank of Maharashtra · A quarter-by-quarter view of forward statements and whether delivery is visible yet.

Research layer active

ConCallIQ research layer

Signal, with the source still visible.

Use the controls below to narrow the view, then follow the evidence into the next layer of context.

PositiveQ4-FY26 · 2026-04-22Back to quarter ↗

Management delivery ledger

Promises over time.

4 tracked

Q4-FY26 · Q3 FY26

Deposit growth guidance of 14% YoY for FY26

Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.

missed

heuristic_v1

Q4-FY26 · Q3 FY26

NIM to be maintained at ~3.75%

Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.

missed

heuristic_v1

Q4-FY26 · Q3 FY26

Gross NPA below 2%, Net NPA below 0.25%

Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.

missed

heuristic_v1

Q4-FY26 · Q3 FY26

Cost-to-income below 40%

Current-quarter commentary contains related risk or weakness, so the promise appears not to have been delivered yet.

missed

heuristic_v1