Ashok Kachmera · Matchcon Global
partialImpact of West Asia war on MSME accounts and stress signs.
so far March there is no element of stress or sign of any worry in fact my MSME NPA number has actually come down to 1.54%.
BANKOFMAHARASHTRA / Q4-FY26 / claim-ledger
Audit the questions that mattered.
Bank of Maharashtra · Analyst questions, management answers, and the quality of the response where the ledger is available.
Research layer active
ConCallIQ research layer
Signal, with the source still visible.
Use the controls below to narrow the view, then follow the evidence into the next layer of context.
Questions audited
10
Answered directly
90%
Numeric claims
0
Consistency
—
Question ledger
What was answered, and how?
Ashok Kachmera · Matchcon Global
directUse of COVID provision buffer of 190 crores this quarter.
we have internally created a global geopolitical uncertainties provisioning and we have in this quarter built a provision of 200 crores
Ashok Kachmera · Matchcon Global
directOverseas advances book growth and composition.
it is a combination of participating in some global syndications. we have kept aspiration of making gift city in 12 months minimum 1 billion book, 650 million we've already done
Ashok Kachmera · Matchcon Global
directTax rate normalization and DTA status.
average tax rate is coming around 10 to 11%, because we are getting deduction in the forms of bad debt provision also under 3 367A and 367 two sections
Priyanga · Walam Capital
directStrategy that worked and will work for next 2-3 years.
we want to grow in scale and size. the mantra for growth was it should be a profitable growth. no compromise on the quality.
Priyanga · Walam Capital
directForward-looking guidance for FY27.
total business this year we plan to grow at 16 to 17%. within which advances will grow at 18%. Deposit to grow at 14 to 15%.
Pat Goodka · 361 Capital
partialSteps to improve fee income growth.
this year the one parameter which we have already decided is fee based income. we will make it as a year where we see huge scope of growing our fee based income
Pat Goodka · 361 Capital
evasivePercentage of deposits yet to reprice.
there is no much of portfolio which is seen to be repriced. we have seen the entire because my average maturity profile was somewhere around 10 to 12 months.
Jundra · ICIC Securities
directMTM and AFS reserves movement from Q3 to Q4.
it was the 175 crores positive as on Q3 and as on 31st March it is 362 crores negative.
Jundra · ICIC Securities
evasivePLI payout for Q4 and FY26.
for scale up to three as per the agreed formula in the IBA we have gone ahead and released the PLI. for scale four and above we have made 100% provision on some estimations
Aksha Badlani · HFC Securities
directImpact of Maharashtra farm loan waiver on the bank.
overdue amount eligible accounts will be 917 crores. NPA is 1067. so put together it is 1984. around 2,000 crores of debt waiver amount is what one can expect.
Ashley Shonj · KC Securities
directNet worth decline despite profit, gold loan decline, CGTMSE coverage, slippage breakup.
there is one movement regarding the AFS reserve and second the board has proposed dividend of 22% which comes to around 1,600 crores 1692.