Bandhan Bank
Financial Services · 2 quarters tracked · source-linked performance and management context.
Latest revenue
Pending
financial record pending verification
Quarters tracked
2
source records in the directory
Delivery assessment
0
Across 1 tracked commitments: 0 delivered, 1 missed.
Call date
2026-04-15
latest available source date
Signal trajectory
1 actual quarterCurrent read
0/100
Across 1 tracked commitments: 0 delivered, 1 missed.
Latest source read
What changed this quarter?
Bandhan Bank delivered a strong Q4 FY26 with PAT of ₹534 crore (+68% YoY), driven by margin expansion to 6.2% (up 30bps QoQ) and sharp improvement in asset quality. Slippages fell to ₹1,028 crore (from ₹1,314 crore in Q3), led by the MFI segment where collection efficiency (ex-NPA) improved to 99.3%. The bank achieved its secured mix target of 58% a year early, with secured loans growing 25% YoY. Management guided for ROA of 1.6-1.8% by Q4 FY27, supported by further credit cost reduction (target 1.6-1.7%) and NIM improvement of 10-20bps over 2-3 quarters. Key risks include potential impact from geopolitical tensions (war) on the MFI portfolio and elevated operating expenses due to non-recurring items.
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Signal
Positive
Revenue
Pending
Source date
2026-04-15
Across the record
Quarter history.
History modules